{"id":4854,"date":"2021-01-04T19:10:19","date_gmt":"2021-01-04T11:10:19","guid":{"rendered":"https:\/\/finjapanlife.com\/?p=4854"},"modified":"2021-07-29T14:08:23","modified_gmt":"2021-07-29T06:08:23","slug":"fire-evaluation","status":"publish","type":"post","link":"https:\/\/finjapanlife.com\/fire-evaluation\/","title":{"rendered":"\u539f\u4f86\u6295\u8cc7\u771f\u7684\u53ef\u4ee5\u9019\u9ebc\u300c\u61f6\u300d\uff01\u4e0d\u7528\u770b\u76e4\u4e5f\u53ef\u4ee5\u8cfa\u9322\uff01Yale\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\u8ab2\u7a0b\u8a55\u50f9"},"content":{"rendered":"\n<p>\u4f60\u5728\u63d0\u5230\u6295\u8cc7\u7684\u6642\u5019\u6703\u4e0d\u6703\u89ba\u5f97<\/p>\n\n\n\n<ul><li>\u6295\u8cc7\u597d\u96e3<\/li><li>\u8981\u5f88\u591a\u9322<\/li><li>\u8981\u82b1\u6642\u9593\u770b\u76e4<\/li><li>\u8981\u6bcf\u5929\u63d0\u5fc3\u540a\u81bd\u7684\u64d4\u5fc3\u81ea\u5df1\u7684\u80a1\u7968\u662f\u6f32\u9084\u662f\u8dcc<\/li><\/ul>\n\n\n\n<p>\u5982\u679c\u4f60\u73fe\u5728\u9084\u6c92\u958b\u59cb\u6295\u8cc7\uff0c\u800c\u4e14\u6709\u4e0a\u9762\u4efb\u4f55\u4e00\u7a2e\u60c5\u6cc1\uff0c\u90a3\u606d\u559c\u4f60\uff0c\u4e0d\u662f\u53ea\u6709\u4f60\u6709\u540c\u6a23\u7684\u60f3\u6cd5\uff0c\u5f88\u591a\u4eba\u5305\u62ecWing\u5728\u9084\u6c92\u958b\u59cb\u6295\u8cc7\u524d\u90fd\u6703\u6709\u9019\u7a2e\u6050\u61fc\uff0c\u5176\u5be6\u539f\u56e0\u5f88\u7c21\u55ae\uff0c\u5c31\u662f\u300c\u7121\u77e5\u300d<\/p>\n\n\n\n<p>\u4eba\u5011\u6703\u5c0d\u672a\u77e5\u7684\u6771\u897f\u611f\u5230\u6050\u61fc\uff0c\u4f46\u53ea\u8981\u4e86\u89e3\u4e86\uff0c\u5c0d\u9019\u6771\u897f\u7684\u6050\u61fc\u5c31\u6703\u5927\u5927\u964d\u4f4e\uff0c\u56e0\u70ba\u4f60\u77e5\u9053\u4f60\u5728\u505a\u4ec0\u9ebc<\/p>\n\n\n\n<p>\u800c\u4eca\u5929Wing\u8981\u4f86\u8ddf\u4f60\u63a8\u85a6\u4e00\u6b3e\u6295\u8cc7\u8ab2\u7a0b\uff1a\u300c<a 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\/><\/a><\/figure><\/div>\n\n\n\n<p>\u4e5f\u8a31\u4f60\u5df2\u7d93\u807d\u904e\u9019\u500b\u8ab2\u7a0b\u597d\u591a\u904d\u4e86\uff0c\u4f46\u5982\u679c\u4f60\u9084\u662f\u5728\u7336\u8c6b\u8981\u4e0d\u8981\u8cb7\u9019\u5957\u8ab2\u7a0b\uff0c\u5e0c\u671b\u9019\u7bc7\u8a55\u50f9\u6587\u6703\u8b93\u4f60\u611f\u89ba\u5230\u4e00\u4e9b\u4e0d\u4e00\u6a23<\/p>\n\n\n\n<p>\u9019\u7bc7\u6587\u7ae0\u6703\u544a\u8a34\u4f60<\/p>\n\n\n\n<ul><li>\u4ec0\u9ebc\u662f\u300c\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\u300d<\/li><li>\u300c\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\u300d\u7684\u512a\u7f3a\u9ede\u5206\u6790<\/li><li>\u95dc\u65bc\u300c\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\u300d\u4f60\u53ef\u80fd\u6703\u6709\u7684\u554f\u984c<\/li><li>\u70ba\u4ec0\u9ebcWing\u63a8\u85a6\u300c\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\u300d<\/li><li>Wing\u7684\u5fc3\u8def\u6b77\u7a0b\u548c\u6210\u679c<a href=\"#why\" target=\"_blank\" rel=\"noreferrer 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title=\"\u6295\u8cc7\u7e3e\u6548\">\u6295\u8cc7\u7e3e\u6548<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/finjapanlife.com\/fire-evaluation\/#%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" title=\"\u5e38\u898b\u554f\u984c\">\u5e38\u898b\u554f\u984c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/finjapanlife.com\/fire-evaluation\/#%E7%82%BA%E4%BB%80%E9%BA%BCWing%E6%9C%83%E8%B3%BC%E8%B2%B7%E7%BE%8E%E8%82%A1%E8%A2%AB%E5%8B%95%E5%BC%8F%E6%8A%95%E8%B3%87%EF%BC%9F\" title=\"\u70ba\u4ec0\u9ebcWing\u6703\u8cfc\u8cb7\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\uff1f\">\u70ba\u4ec0\u9ebcWing\u6703\u8cfc\u8cb7\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/finjapanlife.com\/fire-evaluation\/#%E7%9F%A5%E9%81%93%E9%80%99%E5%A0%82%E8%AA%B2%E7%A8%8B\" title=\"\u77e5\u9053\u9019\u5802\u8ab2\u7a0b\">\u77e5\u9053\u9019\u5802\u8ab2\u7a0b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/finjapanlife.com\/fire-evaluation\/#%E6%84%9F%E8%A6%BA%E6%99%82%E6%A9%9F%E5%88%B0%E4%BA%86\" title=\"\u611f\u89ba\u6642\u6a5f\u5230\u4e86\">\u611f\u89ba\u6642\u6a5f\u5230\u4e86<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/finjapanlife.com\/fire-evaluation\/#%E8%AA%B2%E7%A8%8B%E5%BF%83%E5%BE%97\" title=\"\u8ab2\u7a0b\u5fc3\u5f97\">\u8ab2\u7a0b\u5fc3\u5f97<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/finjapanlife.com\/fire-evaluation\/#%E4%B8%8B%E4%B8%80%E6%AD%A5%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"\u4e0b\u4e00\u6b65\u662f\u4ec0\u9ebc\uff1f\">\u4e0b\u4e00\u6b65\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/finjapanlife.com\/fire-evaluation\/#%E5%BB%B6%E4%BC%B8%E9%96%B1%E8%AE%80\" title=\"\u5ef6\u4f38\u95b1\u8b80\">\u5ef6\u4f38\u95b1\u8b80<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%AA%B2%E7%A8%8B%E7%B0%A1%E4%BB%8B\"><\/span><strong>\u8ab2\u7a0b\u7c21\u4ecb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%89%B5%E8%BE%A6%E4%BA%BA%EF%BC%9AYale_Chen\"><\/span><strong>\u5275\u8fa6\u4eba\uff1aYale Chen<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"295\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104183938888.png?resize=1024%2C295&#038;ssl=1\" alt=\"YALE\u983b\u9053\u5c01\u9762\" class=\"wp-image-4861\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104183938888.png?resize=1024%2C295&amp;ssl=1 1024w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104183938888.png?resize=300%2C86&amp;ssl=1 300w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104183938888.png?resize=768%2C221&amp;ssl=1 768w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104183938888.png?w=1181&amp;ssl=1 1181w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>\u4e00\u4f4d\u6295\u8cc7\u7406\u8ca1\u578b\u7684Youtuber\uff0c\u983b\u9053\u670916\u842c\u7684\u8a02\u95b1\uff0cIG\u7c89\u7d72\u4eba\u6578\u670912\u842c\u8ffd\u8e64\uff0c\u4e3b\u8981\u5728\u63d0\u5021\u5982\u4f55\u900f\u904e\u6295\u8cc7\u7f8e\u80a1ETF\u9054\u5230\u8ca1\u5bcc\u81ea\u7531\uff0c\u63d0\u65e9\u9000\u4f11\uff0c\u7528\u7684\u662f\u6240\u8b02\u7684\u300c<a href=\"https:\/\/zh.wikipedia.org\/wiki\/FIRE%E8%BF%90%E5%8A%A8\" target=\"_blank\" rel=\"noreferrer noopener\">FIRE<\/a>\u300d\u6cd5\u5247<\/p>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background\" href=\"https:\/\/yalechen.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u4e86\u89e3\u66f4\u591aYale<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u4ec0\u9ebc\u662fFIRE\uff1f<\/strong><\/h4>\n\n\n\n<p>FIRE\u7c21\u55ae\u4f86\u8aaa\u5c31\u662f\u900f\u904e\u6295\u8cc7\uff0c\u8b93\u4f60\u5efa\u7acb\u88ab\u52d5\u6536\u5165\uff0c\u9054\u6210\u300c\u8ca1\u52d9\u81ea\u7531\uff0c\u63d0\u65e9\u9000\u4f11(Financial Independence Retire Early)\u300d\uff0c\u81f3\u65bc\u8a73\u7d30\u7684\u4ecb\u7d39\u4f60\u53ef\u4ee5\u53c3\u8003\u4e0b\u9762\u9019\u90e8\u5f71\u7247<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"\uff3b\u5b8c\u6574\uff3d\u8ca1\u5bcc\u81ea\u7531\u63d0\u65e9\u9000\u4f11FIRE\u5b8c\u6574\u653b\u7565\u30029\u500b\u6b65\u9a5f\u5efa\u7acb\u88ab\u52d5\u6536\u5165\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/neUuTJJESuc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u7f8e\u80a1ETF\u662f\u4ec0\u9ebc\uff1f<\/strong><\/h4>\n\n\n\n<p>ETF (Exchange Traded Fund)\u53ef\u4ee5\u88ab\u7a31\u70ba\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1\uff0c\u7c21\u55ae\u4f86\u8aaa\u5c31\u662f\u53ef\u4ee5\u50cf\u80a1\u7968\u4e00\u6a23\u8cb7\u8ce3\u7684\u57fa\u91d1\uff0c\u53ea\u8981\u8cb7\u4e00\u80a1\u4f60\u5c31\u7b49\u65bc\u540c\u6642\u8cfc\u8cb7\u4e86\u597d\u5e7e\u5bb6\u516c\u53f8<\/p>\n\n\n\n<p>\u4ee5\u7f8e\u80a1\u4f86\u8aaa\uff0c\u6700\u8457\u540d\u7684ETF\u5c31\u662fS&amp;P 500\uff0c\u53ea\u8981\u8cb7\u9032\u9019\u652f ETF\uff0c\u5c31\u7b49\u65bc\u8cb7\u9032\u4e86\u7f8e\u570b\u524d500\u5927\u7684\u516c\u53f8\uff0c\u6240\u4ee5\u5982\u679c\u4f60\u4e0d\u559c\u6b61\u7814\u7a76\u5f88\u591a\u80a1\u7968\uff0c\u53c8\u60f3\u8981\u6295\u8cc7\u7f8e\u80a1\uff0c\u90a3\u7f8e\u80a1ETF\u5c31\u5f88\u9069\u5408\u4f60\uff0c\u56e0\u70ba\u4f60\u7684\u6295\u8cc7\u7e3e\u6548\u5e7e\u4e4e\u662f\u8ddf\u8457\u5e02\u5834\u8d70\u7684<\/p>\n\n\n\n<p>\u9577\u671f\u4f86\u8aaa\u7f8e\u570b\u7684\u80a1\u7968\u7e3e\u6548\u90fd\u4e0d\u6703\u592a\u5dee\uff0c\u53ea\u8981\u8ddf\u8457\u5e02\u5834\u8d70\uff0c\u90fd\u53ef\u4ee5\u6709\u4e0d\u932f\u7684\u7372\u5229<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%80%81%E5%B8%AB%E6%88%90%E6%9E%9C\"><\/span><strong>\u8001\u5e2b\u6210\u679c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u6295\u8cc7\u7e3e\u6548<\/strong><\/h4>\n\n\n\n<p>\u57282020\u5e74\u7684\u5e74\u5e95\uff0cYale\u62cd\u4e86\u4e00\u90e8\u5f71\u7247\u5206\u4eab\u5979\u7684\u6295\u8cc7\u7d44\u5408\u548c\u7e3e\u6548\uff0c\u4f60\u53ef\u4ee5\u53c3\u8003\u770b\u770b<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"2020\u5e74\u6295\u8cc7\u7d44\u5408\u5927\u516c\u958b\uff0c30\u842c\u7f8e\u91d1\u6295\u8cc7\u7d44\u5408\uff5cYale Chen\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/Iz4ThxYIQuM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u66f8\u672c<\/strong><\/h4>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/www.books.com.tw\/exep\/assp.php\/zxc1425638\/products\/0010870639?sloc=main&amp;utm_source=zxc1425638&amp;utm_medium=ap-books&amp;utm_content=recommend&amp;utm_campaign=ap-202101\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/D_02900185_v_3.jpg?resize=178%2C250&#038;ssl=1\" alt=\"\u52a0\u901f\u4f60\u7684FIRE\u4eba\u751f\" class=\"wp-image-4857\" width=\"178\" height=\"250\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/D_02900185_v_3.jpg?w=663&amp;ssl=1 663w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/D_02900185_v_3.jpg?resize=213%2C300&amp;ssl=1 213w\" sizes=\"(max-width: 178px) 100vw, 178px\" data-recalc-dims=\"1\" \/><\/a><figcaption>\u52a0\u901f\u4f60\u7684FIRE\u4eba\u751f<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"\u6211\u7d42\u65bc\u51fa\u66f8\u4e86\uff01\u52a0\u901f\u4f60\u7684FIRE\u4eba\u751f\uff0c\u8ca1\u5bcc\u81ea\u7531\u63d0\u65e9\u9000\u4f11\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/CHXTnG-KYek?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<p>\u800cYale\u73fe\u5728\u4e5f\u51fa\u66f8\u4e86\uff0c\u66f8\u88e1\u57fa\u672c\u4e0a\u5c31\u662f\u6574\u7406Yale\u5728\u983b\u9053\u88e1\u5206\u4eab\u7684\u4e00\u4e9b\u6295\u8cc7\u89c0\u5ff5\u9084\u6709\u4ed6\u5f9e\u5bb6\u5ead\u7834\u7522\u5230\u73fe\u5728\u6708\u5165\u767e\u842c\u7684\u5fc3\u8def\u6b77\u7a0b\uff0c\u5982\u679c\u4f60\u5c0d\u9019\u672c\u66f8\u6709\u8208\u8da3\uff0c\u53ef\u4ee5\u9ede\u4e0b\u9762\u7684\u9023\u7d50\u5230\u535a\u5ba2\u4f86\u4e86\u89e3<\/p>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background\" href=\"https:\/\/www.books.com.tw\/exep\/assp.php\/zxc1425638\/products\/0010870639?sloc=main&amp;utm_source=zxc1425638&amp;utm_medium=ap-books&amp;utm_content=recommend&amp;utm_campaign=ap-202101\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u5230\u535a\u5ba2\u4f86\u4e86\u89e3\u66f4\u591a<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%AA%B2%E7%A8%8B%E7%AB%A0%E7%AF%80\"><\/span><strong>\u8ab2\u7a0b\u7ae0\u7bc0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"YALE CHEN \u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\u8ab2\u7a0b\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/jl5IYCYWqus?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<p>\u9019\u5802\u8ab2\u5206\u62104\u5927\u7ae0\u7bc0\uff0cWing\u4e0b\u9762\u6703\u7528\u81ea\u5df1\u7684\u65b9\u5f0f\u53bb\u5206\uff0c\u53ef\u80fd\u6703\u8ddf\u4e0a\u9762\u7684\u4e0d\u592a\u4e00\u6a23\uff0c\u8a73\u7d30\u7684\u6703\u653e\u5230\u5f8c\u9762\u300c\u8ab2\u7a0b\u5167\u5bb9\u300d\u7684\u90e8\u5206\u505a\u4ecb\u7d39<\/p>\n\n\n\n<ol type=\"1\"><li>\u5efa\u7acb\u6295\u8cc7\u89c0\u5ff5<\/li><li>\u4e86\u89e3\u6295\u8cc7\u57fa\u672c\u77e5\u8b58<\/li><li>\u5efa\u7acb\u6295\u8cc7\u7d44\u5408<\/li><li>\u5be6\u969b\u64cd\u4f5c\u600e\u9ebc\u6295\u8cc7<\/li><\/ol>\n\n\n\n<p>\u6295\u8cc7\u6a19\u7684\u767e\u767e\u7a2e\uff0c\u800c\u9019\u5802\u8ab2\u7a0b\u4e3b\u8981\u6703\u6559\u4f60\u7684\u662f\u5efa\u7acb\u81ea\u5df1\u7684\u300c<strong><span style=\"color:#cf2e2e\" class=\"tadv-color\">\u7f8e\u80a1ETF\u6295\u8cc7\u7d44\u5408<\/span><\/strong>\u300d<\/p>\n\n\n\n<p>\u96d6\u7136\u4e5f\u6703\u4ecb\u7d39\u5176\u4ed6\u7684\u6295\u8cc7\u6a19\u7684\uff0c\u4f46\u6700\u5f8c\u9084\u662f\u6703\u56de\u5230ETF\u4e0a\u9762\uff0c\u6240\u4ee5\u5982\u679c\u4f60\u5c0dETF\u6c92\u6709\u8208\u8da3\uff0c\u53ef\u4ee5\u73fe\u5728\u5c31\u96e2\u958b\u9019\u7bc7\u6587\u7ae0<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%AA%B2%E7%A8%8B%E8%B3%87%E6%BA%90\"><\/span><strong>\u8ab2\u7a0b\u8cc7\u6e90<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u81c9\u66f8\u793e\u5718<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104103849705.png?resize=659%2C382&#038;ssl=1\" alt=\"\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\u8ab2\u7a0b\u81c9\u66f8\u793e\u5718\u5c01\u9762)\" class=\"wp-image-4862\" width=\"659\" height=\"382\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104103849705.png?w=946&amp;ssl=1 946w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104103849705.png?resize=300%2C174&amp;ssl=1 300w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104103849705.png?resize=768%2C445&amp;ssl=1 768w\" sizes=\"(max-width: 659px) 100vw, 659px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>\u76ee\u524d\u793e\u5718\u88e1\u9762\u5df2\u7d93\u67094000\u591a\u4f4d\u5b78\u54e1\u4e86\uff0c\u5728\u793e\u5718\u88e1\u9762Yale\u6703\u89aa\u81ea\u56de\u7b54\u4f60\u6295\u8cc7\u7684\u554f\u984c\uff0c\u793e\u5718\u88e1\u9762\u7684\u540c\u5b78\u4e5f\u6703\u4e92\u76f8\u4ea4\u6d41\u6295\u8cc7\u5fc3\u5f97\uff0cYale\u4e5f\u6703\u4e0d\u5b9a\u671f\u7684\u66f4\u65b0\u4ed6\u73fe\u5728\u7684\u6295\u8cc7\u72c0\u6cc1\u3001\u76ee\u524d\u5e02\u5834\u7684\u91cd\u8981\u6539\u8b8a\u7b49\u7b49\uff0c\u8b93\u4f60\u4e0d\u6703\u932f\u904e\u6295\u8cc7\u7684\u6642\u6a5f<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u6295\u8cc7\u7d44\u5408\u793a\u7bc4<\/strong><\/h4>\n\n\n\n<p>\u5728\u8ab2\u7a0b\u88e1\u6703\u76f4\u63a5\u63d0\u4f9b\u4f60\u5404\u7a2e\u98a8\u96aa\u548c\u6295\u8cc7\u5e74\u9650\u9069\u5408\u7684\u7f8e\u80a1ETF\u6295\u8cc7\u7d44\u5408\u6709\u54ea\u4e9b\uff0c\u5c31\u7b97\u4f60\u662f\u50cfWing\u4e00\u6a23\u4e0d\u77e5\u9053\u8981\u6295\u8cc7\u54ea\u500b\uff0c\u4e5f\u61f6\u5f97\u627e\u6a19\u7684\uff0c\u4f60\u4e5f\u53ef\u4ee5\u76f4\u63a5\u7167\u6284\u9019\u4e9b\u6295\u8cc7\u7d44\u5408\u958b\u59cb\u6295\u8cc7<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u4e0d\u5b9a\u671f\u6295\u8cc7\u76f4\u64ad<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104184429953-1.png?resize=658%2C431&#038;ssl=1\" alt=\"yale\u4e0d\u5b9a\u671f\u76f4\u64ad\" class=\"wp-image-4864\" width=\"658\" height=\"431\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104184429953-1.png?resize=1024%2C671&amp;ssl=1 1024w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104184429953-1.png?resize=300%2C197&amp;ssl=1 300w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104184429953-1.png?resize=768%2C503&amp;ssl=1 768w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104184429953-1.png?w=1061&amp;ssl=1 1061w\" sizes=\"(max-width: 658px) 100vw, 658px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>Yale\u5076\u723e\u6703\u5728\u793e\u5718\u88e1\u958b\u76f4\u64ad\uff0c\u804a\u804a\u5927\u5bb6\u6700\u8fd1\u7684\u6295\u8cc7\u72c0\u6cc1\u548c\u9032\u5ea6\uff0c\u53ef\u4ee5\u770b\u5230\u4e0a\u9762\u6709\u5f88\u591a\u4eba\u53c3\u52a0\uff0c\u904e\u7a0b\u4e2d\u4e5f\u4e0d\u6703\u53ea\u804a\u6295\u8cc7\uff0c\u751f\u6d3b\u3001\u4eba\u751f\u65b9\u9762\u4e5f\u6703\u804a\u4e00\u4e9b\uff0c\u6574\u9ad4\u800c\u8a00\u5f88\u50cf\u670b\u53cb\u5728\u804a\u5929<\/p>\n\n\n\n<div style=\"height:56px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%A4%BE%E5%9C%98%E6%9C%89%E5%A4%9A%E6%B4%BB%E8%BA%8D\"><\/span><strong>\u793e\u5718\u6709\u591a\u6d3b\u8e8d<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u5b78\u54e1\u8a0e\u8ad6\u6295\u8cc7\u72c0\u6cc1\u548c\u554f\u984c<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"498\" height=\"465\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105301758.png?resize=498%2C465&#038;ssl=1\" alt=\"\u5b78\u54e1\u8a0e\u8ad6\u6295\u8cc7\u72c0\u6cc1\u548c\u554f\u984c\" class=\"wp-image-4865\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105301758.png?w=498&amp;ssl=1 498w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105301758.png?resize=300%2C280&amp;ssl=1 300w\" sizes=\"(max-width: 498px) 100vw, 498px\" data-recalc-dims=\"1\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"501\" height=\"644\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105343568.png?resize=501%2C644&#038;ssl=1\" alt=\"\u5b78\u54e1\u8a0e\u8ad6\u6295\u8cc7\u72c0\u6cc1\u548c\u554f\u984c2\" class=\"wp-image-4866\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105343568.png?w=501&amp;ssl=1 501w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105343568.png?resize=233%2C300&amp;ssl=1 233w\" sizes=\"(max-width: 501px) 100vw, 501px\" data-recalc-dims=\"1\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Yale\u5206\u4eab\u6295\u8cc7\u8fd1\u6cc1<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105240333.png?resize=428%2C337&#038;ssl=1\" alt=\"Yale\u5206\u4eab\u6295\u8cc7\u8fd1\u6cc1\" class=\"wp-image-4867\" width=\"428\" height=\"337\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105240333.png?w=493&amp;ssl=1 493w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105240333.png?resize=300%2C236&amp;ssl=1 300w\" sizes=\"(max-width: 428px) 100vw, 428px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105316177.png?resize=416%2C523&#038;ssl=1\" alt=\"Yale\u5206\u4eab\u6295\u8cc7\u8fd1\u6cc1\" class=\"wp-image-4868\" width=\"416\" height=\"523\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105316177.png?w=495&amp;ssl=1 495w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104105316177.png?resize=239%2C300&amp;ssl=1 239w\" sizes=\"(max-width: 416px) 100vw, 416px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p><\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:52px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%AA%B0%E9%81%A9%E5%90%88%E4%B8%8A%E7%BE%8E%E8%82%A1%E8%A2%AB%E5%8B%95%E5%BC%8F%E6%8A%95%E8%B3%87\"><\/span><strong>\u8ab0\u9069\u5408\u4e0a\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%A9%E5%90%88\"><\/span><strong>\u9069\u5408<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>\u60f3\u8981\u958b\u59cb\u6295\u8cc7\u7f8e\u80a1\u7684\u4eba<\/li><li>\u60f3\u6295\u8cc7\u53c8\u4e0d\u60f3\u76ef\u76e4\u7684\u4eba<\/li><li>\u6709\u8010\u5fc3\u505a\u9577\u671f\u6295\u8cc7\u7684\u4eba<\/li><li>\u5c0d\u6295\u8cc7\u5b8c\u5168\u6c92\u6709\u6982\u5ff5\u7684\u65b0\u624b<\/li><li>\u60f3\u8981\u80a1\u7968\u653e\u8457\u4e0d\u7ba1\u5c31\u6703\u6f32\u7684\u4eba<\/li><\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%8D%E9%81%A9%E5%90%88\"><\/span><strong>\u4e0d\u9069\u5408<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>\u60f3\u8981\u5feb\u901f\u81f4\u5bcc\u7684\u4eba<\/li><li>\u559c\u6b61\u505a\u77ed\u7dda\u7684\u6295\u8cc7\u8005<\/li><li>\u559c\u6b61\u6295\u8cc7\u500b\u80a1\u7684\u4eba<\/li><\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%8A%E5%AE%8C%E4%BD%A0%E6%9C%83%E5%AD%B8%E5%88%B0\"><\/span><strong>\u4e0a\u5b8c\u4f60\u6703\u5b78\u5230<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>\u5404\u7a2e\u80a1\u7968\u3001\u50b5\u5377\u3001ETF\u7684\u57fa\u672c\u89c0\u5ff5<\/li><li>\u5982\u4f55\u5efa\u7acb\u81ea\u5df1\u7684\u7b2c\u4e00\u500b\u6295\u8cc7\u7d44\u5408<\/li><li>\u5be6\u969b\u7528TD Ameritrade\u548cetoro\u5165\u91d1\u3001\u4ea4\u6613\u7684\u7f8e\u80a1\u6295\u8cc7\u6559\u5b78<\/li><\/ul>\n\n\n\n<pre class=\"wp-block-verse\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/finjapanlife.com\/td-ameritrade-teaching\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6700\u5b8c\u6574TD Ameritrade\u6559\u5b78\uff0c\u958b\u6236\u3001\u532f\u6b3e\u3001\u4ea4\u6613\u4e00\u6b21\u6559\u7d66\u4f60\uff0c\u770b\u9019\u7bc7\u5c31\u5920<\/a><\/pre>\n\n\n\n<div style=\"height:56px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%AA%B2%E7%A8%8B%E5%85%A7%E5%AE%B9\"><\/span><strong>\u8ab2\u7a0b\u5167\u5bb9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u5e8f+\u5efa\u7acb\u6295\u8cc7\u89c0\u5ff5(\u7b2c01\u7ae0-\u5206\u6790)<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/01.png?resize=524%2C493&#038;ssl=1\" alt=\"\u5e8f+\u5efa\u7acb\u6295\u8cc7\u89c0\u5ff5(\u7b2c01\u7ae0-\u5206\u6790)\" class=\"wp-image-4869\" width=\"524\" height=\"493\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/01.png?w=557&amp;ssl=1 557w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/01.png?resize=300%2C282&amp;ssl=1 300w\" sizes=\"(max-width: 524px) 100vw, 524px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>\u958b\u982d\u7684\u55ae\u5143\u6703\u5e36\u4f60\u5efa\u7acb\u57fa\u672c\u7684\u6295\u8cc7\u89c0\u5ff5\uff0c\u5e36\u4f60\u4e86\u89e3\u81ea\u5df1\u7684\u6295\u8cc7\u671f\u9650\u3001\u98a8\u96aa\u627f\u64d4\u72c0\u6cc1\u7b49\u7b49<\/p>\n\n\n\n<p>\u6700\u91cd\u8981\u7684\u5c31\u662f\u4f60\u7684\u8ca1\u5bcc\u81ea\u7531\u6578\u5b57\u662f\u591a\u5c11\uff0c\u8ca1\u5bcc\u81ea\u7531\u6578\u5b57\u7c21\u55ae\u8aaa\u5c31\u662f\u4f60\u9700\u8981\u6295\u8cc7\u591a\u5c11\u9322\u624d\u53ef\u4ee5\u9760\u80a1\u7968\u9818\u88ab\u52d5\u6536\u5165\u800c\u4e0d\u7528\u5de5\u4f5c\u7684\u91d1\u984d\uff0c\u9019\u4e5f\u662f\u9019\u5802\u8ab2\u6700\u91cd\u8981\u7684\u6771\u897f<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-text-color\"><strong>Wing<\/strong><strong>\u7684\u8a55\u50f9<\/strong><\/p>\n\n\n\n<p>\u9019\u90e8\u5206\u6559\u7684\u662f\u8eab\u70ba\u4e00\u500b\u6295\u8cc7\u8005\u6700\u57fa\u672c\u7684\u89c0\u5ff5\uff0c\u800c\u8ca1\u5bcc\u81ea\u7531\u6578\u5b57\u662fWing\u8a8d\u70ba\u5c31\u7b97\u662f\u6295\u8cc7\u8001\u624b\u4e5f\u5efa\u8b70\u91cd\u65b0\u601d\u8003\u7684\u4e8b\u60c5\uff0c\u5f88\u591a\u4eba\u53ef\u80fd\u53ea\u60f3\u8457\u8981\u9760\u80a1\u7968\u8cfa\u9322\uff0c\u537b\u4e0d\u77e5\u9053\u4ec0\u9ebc\u6642\u5019\u624d\u662f\u76e1\u982d<\/p>\n\n\n\n<p>\u9019\u6642\u6e05\u695a\u4f60\u7684\u8ca1\u5bcc\u81ea\u7531\u6578\u5b57\u6703\u8b93\u4f60\u6295\u8cc7\u66f4\u6709\u76ee\u6a19\u548c\u8a08\u756b\uff0c\u4ee5Wing\u81ea\u5df1\u4f86\u8aaa\u662f1500\u842c\u53f0\u5e63<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u4e86\u89e3\u6295\u8cc7\u57fa\u672c\u77e5\u8b58(\u7b2c02\u7ae0-\u5b78\u7fd2)<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/02-1.png?resize=475%2C376&#038;ssl=1\" alt=\"\u4e86\u89e3\u6295\u8cc7\u57fa\u672c\u77e5\u8b58(\u7b2c02\u7ae0-\u5b78\u7fd2)\" class=\"wp-image-4872\" width=\"475\" height=\"376\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/02-1.png?w=549&amp;ssl=1 549w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/02-1.png?resize=300%2C238&amp;ssl=1 300w\" sizes=\"(max-width: 475px) 100vw, 475px\" data-recalc-dims=\"1\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"348\" height=\"657\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/02-2.png?resize=348%2C657&#038;ssl=1\" alt=\"\u4e86\u89e3\u6295\u8cc7\u57fa\u672c\u77e5\u8b58(\u7b2c02\u7ae0-\u5b78\u7fd2)2\" class=\"wp-image-4873\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/02-2.png?w=348&amp;ssl=1 348w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/02-2.png?resize=159%2C300&amp;ssl=1 159w\" sizes=\"(max-width: 348px) 100vw, 348px\" data-recalc-dims=\"1\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p>\u8ab2\u7a0b\u628a\u5b83\u7d30\u5206\u70ba\u57fa\u672c\u77e5\u8b58\u3001\u6295\u8cc7\u5de5\u5177\u548c\u8cc7\u7522\u985e\u5225\uff0c\u5728\u7b2c02\u7ae0\u4f60\u53ef\u4ee5\u8a8d\u8b58\u5e02\u9762\u4e0a\u5e38\u898b\u7684\u6295\u8cc7\u6a19\u7684\uff0c\u4f8b\u5982\u80a1\u7968\u3001\u50b5\u5377\u3001\u57fa\u91d1\u7b49\u7b49\uff0c\u4e5f\u6703\u8ddf\u4f60\u4ecb\u7d39\u8981\u600e\u9ebc\u6311\u9019\u4e9b\u6a19\u7684\u9084\u6709\u5404\u81ea\u7684\u512a\u7f3a\u9ede<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-text-color\"><strong>Wing<\/strong><strong>\u7684\u8a55\u50f9<\/strong><\/p>\n\n\n\n<p>\u9019\u7ae0\u8aaa\u5be6\u8a71Wing\u89ba\u5f97\u4e0d\u9700\u8981\u5206\u5f97\u9019\u9ebc\u7d30\uff0c\u7b2c\u4e00\u6b21\u770b\u7684\u6642\u5019\u6709\u9ede\u641e\u6df7\uff0c\u6bcf\u4e00\u500b\u5c0f\u55ae\u5143\u7684\u6642\u9593\u90fd\u4e0d\u9577\uff0c\u53ef\u60f3\u800c\u77e5\u5167\u5bb9\u4e5f\u90fd\u662f\u9ede\u5230\u70ba\u6b62\uff0c\u53ef\u662f\u5c0d\u65bc\u5b8c\u5168\u4e0d\u8a8d\u8b58\u9019\u4e9b\u540d\u8a5e\u7684\u65b0\u624b\u4f86\u8aaa\uff0cWing\u89ba\u5f97\u96d6\u7136\u7c21\u55ae\uff0c\u4f46\u5df2\u7d93\u8db3\u5920\u8b93\u4eba\u521d\u6b65\u8a8d\u8b58\u9019\u4e9b\u6a19\u7684\u4e86<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u5efa\u7acb\u6295\u8cc7\u7d44\u5408(\u7b2c03\u7ae0-\u5efa\u9020)<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"527\" height=\"210\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/03.png?resize=527%2C210&#038;ssl=1\" alt=\"\u5efa\u7acb\u6295\u8cc7\u7d44\u5408(\u7b2c03\u7ae0-\u5efa\u9020)\" class=\"wp-image-4870\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/03.png?w=527&amp;ssl=1 527w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/03.png?resize=300%2C120&amp;ssl=1 300w\" sizes=\"(max-width: 527px) 100vw, 527px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>\u4f86\u5230\u9019\u5802\u8ab2\u7684\u7b2c\u4e00\u500b\u91cd\u982d\u6232\u4e86\uff0c\u5c31\u662f\u8981\u5efa\u9020\u5c6c\u65bc\u4f60\u81ea\u5df1\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5728\u9019\u4e00\u7ae0\u8ab2\u7a0b\u6703\u6559\u4f60\u6bcf\u7a2e\u98a8\u96aa\u7684\u6295\u8cc7\u8005\u61c9\u8a72\u8981\u600e\u9ebc\u6311\u9078\u9069\u5408\u81ea\u5df1\u7684\u6a19\u7684\uff0c\u800c\u4e14\u4e5f\u6709\u5e6b\u4f60\u6e96\u5099\u597d\u73fe\u6210\u7684\u6295\u8cc7\u7d44\u5408<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-text-color\"><strong>Wing<\/strong><strong>\u7684\u8a55\u50f9<\/strong><\/p>\n\n\n\n<p>\u9019\u5c0d\u65bcWing\u9019\u7a2e\u61f6\u4eba\u4f86\u8aaa\u771f\u7684\u662f\u5f88\u6709\u5e6b\u52a9\uff0c\u6211\u5c0d\u6578\u5b57\u6bd4\u8f03\u6c92\u6709\u60f3\u6cd5\uff0c\u6240\u4ee5\u96d6\u7136\u6709\u601d\u8003\u4e00\u4e0b\uff0c\u4f46\u6700\u5f8c\u9084\u662f\u76f4\u63a5\u5148\u7167\u8ab2\u7a0b\u88e1\u7684\u6a19\u7684\u53bb\u8cb7\u4e86\uff0c\u662f\u5230\u6700\u8fd1\u624d\u958b\u59cb\u6162\u6162\u8f49\u6210\u81ea\u5df1\u60f3\u8981\u7684\u7d44\u5408<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u5be6\u969b\u64cd\u4f5c\u600e\u9ebc\u6295\u8cc7(\u7b2c04\u7ae0-\u884c\u52d5)<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"452\" height=\"425\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/04.png?resize=452%2C425&#038;ssl=1\" alt=\"\" class=\"wp-image-4871\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/04.png?w=452&amp;ssl=1 452w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/04.png?resize=300%2C282&amp;ssl=1 300w\" sizes=\"(max-width: 452px) 100vw, 452px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>\u9019\u4e00\u7ae0\u6703\u6559\u4f60\u600e\u9ebc\u5be6\u969b\u7533\u8acb\u570b\u5916\u5238\u5546\u7684\u5e33\u6236\uff0c\u4e3b\u8981\u6703\u6559TD Ameritrade\u548ceToro\uff0c\u4e26\u4e14\u4e5f\u6703\u6559\u4f60\u600e\u9ebc\u532f\u6b3e\u548c\u8cfc\u8cb7\u4f60\u60f3\u8981\u7684\u80a1\u7968<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-text-color\"><strong>Wing<\/strong><strong>\u7684\u8a55\u50f9<\/strong><\/p>\n\n\n\n<p>Wing\u5728\u4e0a\u9019\u5802\u8ab2\u7684\u6642\u5019\u5169\u500b\u5377\u5546\u7684\u5e33\u6236\u90fd\u5df2\u7d93\u7533\u8acb\u5b8c\u4e86\uff0c\u6240\u4ee5\u9019\u4e00\u7ae0\u5c0dWing\u4f86\u8aaa\u5c31\u4e0d\u592a\u91cd\u8981\uff0c\u4f46\u5982\u679c\u4f60\u4e00\u500b\u90fd\u6c92\u6709\u7533\u8acb\u904e\uff0c\u6211\u60f3\u9019\u4e00\u7ae0\u6703\u5c0d\u4f60\u5f88\u6709\u5e6b\u52a9<\/p>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-red-background-color has-background\" href=\"https:\/\/investtoretireearly.com\/single-sales-page?affiliate_id=2896474&amp;aff_sub=&amp;aff_sub2=&amp;nopopup=false&amp;noautoplay=false&amp;cookiepreview=false\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u6211\u4e5f\u60f3\u63d0\u65e9\u9000\u4f11<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:56px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%84%AA%E7%BC%BA%E9%BB%9E%E5%88%86%E6%9E%90\"><\/span><strong>\u512a\u7f3a\u9ede\u5206\u6790<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%84%AA%E9%BB%9E\"><\/span><strong>\u512a\u9ede<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>\u8ab2\u7a0b\u5167\u5bb9\u4e0d\u6703\u592a\u9577<\/strong><\/li><\/ul>\n\n\n\n<p>\u5927\u90e8\u5206\u7684\u8ab2\u7a0b\u5f71\u7247\u90fd\u4e0d\u6703\u8d85\u904e10\u5206\u9418\uff0c\u8a8d\u771f\u4e0a\u7684\u8a71\u5927\u6982\u4e00\u5929\u5c31\u53ef\u4ee5\u4e0a\u5b8c\u4e86<\/p>\n\n\n\n<ul><li><strong>\u9069\u5408\u65b0\u624b<\/strong><\/li><\/ul>\n\n\n\n<p>\u5c31\u50cf\u4e0a\u9762\u8aaa\u7684\uff0c\u5167\u5bb9\u90fd\u8b1b\u5f97\u883b\u7c21\u55ae\u7684\uff0c\u5c0d\u65bc\u6295\u8cc7\u8001\u624b\u4f86\u8aaa\u53ef\u80fd\u592a\u6dfa\uff0c\u4f46\u662f\u5c0d\u6295\u8cc7\u5c0f\u767d\u4f86\u8aaa\u76f8\u4fe1\u6703\u6536\u7a6b\u826f\u591a<\/p>\n\n\n\n<ul><li><strong>\u61f6\u4eba\u6295\u8cc7<\/strong><\/li><\/ul>\n\n\n\n<p>\u771f\u7684\u662f\u5f88\u61f6\uff0c\u53ea\u8981\u7167\u8457\u8ab2\u7a0b\u6559\u7684\u300c\u958b\u6236\u5165\u91d1\u00e0\u6295\u8cc7\u8ab2\u7a0b\u9078\u7684\u6a19\u7684\u00e0\u653e\u8457\u4e0d\u7ba1\u300d\u5c31\u53ef\u4ee5\u4e86\uff0c\u96d6\u7136\u4e0d\u4fdd\u8b49\u4e00\u5b9a\u8cfa\u5927\u9322\uff0c\u4f46\u662f\u8d77\u78bc\u4e0d\u6703\u8d77\u4f0f\u5f88\u5927\uff0c\u883b\u7a69\u5b9a\u7684(\u89aa\u8eab\u7d93\u6b77)<\/p>\n\n\n\n<ul><li><strong>\u4e00\u6b21\u8cbb\u7528\uff0c\u7d42\u8eab\u53d7\u7528<\/strong><\/li><\/ul>\n\n\n\n<p>\u6709\u4e9b\u6295\u8cc7\u8ab2\u7a0b\u4ed8\u4e86\u9322\u5f8c\u662f\u6709\u671f\u9650\u7684\uff0cWing\u901a\u5e38\u4e0d\u559c\u6b61\u9019\u6a23\uff0c\u800c\u9019\u5802\u8ab2\u53ea\u9700\u8981\u4ed8\u4e00\u6b21\u9322\u5c31\u53ef\u4ee5\u6c38\u4e45\u4e0a\u8ab2\uff0c\u4e5f\u53ef\u4ee5\u514d\u8cbb\u4eab\u7528\u5f8c\u9762\u65b0\u589e\u7684\u8ab2\u7a0b\u5167\u5bb9<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%BC%BA%E9%BB%9E\"><\/span><strong>\u7f3a\u9ede<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>\u4e0d\u6703\u99ac\u4e0a\u81f4\u5bcc<\/strong><\/li><\/ul>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/agDUPNC.jpg?resize=627%2C352&#038;ssl=1\" alt=\"\u6162\u6162\u81f4\u5bcc\" class=\"wp-image-4874\" width=\"627\" height=\"352\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/agDUPNC.jpg?w=700&amp;ssl=1 700w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/agDUPNC.jpg?resize=300%2C168&amp;ssl=1 300w\" sizes=\"(max-width: 627px) 100vw, 627px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>\u4efb\u4f55\u6295\u8cc7\u8ab2\u7a0b\u90fd\u4e00\u6a23\uff0c\u4e0d\u80fd\u4fdd\u8b49\u4f60\u99ac\u4e0a\u81f4\u5bcc\uff0c\u5c31\u7b97\u4ed6\u8ddf\u4f60\u8aaa\u7d55\u5c0d\u6c92\u554f\u984c\u4e5f\u4e00\u6a23\uff0c\u6295\u8cc7\u90fd\u4e00\u5b9a\u6709\u98a8\u96aa\uff0c\u4e0d\u80fd\u5b8c\u5168\u76f8\u4fe1\u8001\u5e2b\u7684\u505a\u6cd5\uff0c\u9084\u662f\u591a\u5c11\u8981\u7368\u7acb\u601d\u8003\u4e00\u4e0b<\/p>\n\n\n\n<p>\u9019\u5802\u8ab2\u96d6\u7136\u4e0d\u80fd\u8b93\u4f60\u99ac\u4e0a\u81f4\u5bcc\uff0c\u4f46\u662f\u53ef\u4ee5\u8b93\u4f60\u6295\u8cc7\u4e4b\u5f8c\u7761\u7684\u5b89\u7a69\uff0c\u4e0d\u7528\u64d4\u5fc3\u4eca\u5929\u662f\u6f32\u662f\u8dcc\uff0c\u56e0\u70ba\u6211\u5011\u505a\u7684\u662f\u9577\u671f\u6295\u8cc7<\/p>\n\n\n\n<ul><li><strong>\u8b1b\u8a71\u8a9e\u901f\u6162<\/strong><\/li><\/ul>\n\n\n\n<p>Yale\u8b1b\u8a71\u7684\u901f\u5ea6\u771f\u7684\u8d85\u6162\uff01\u800c\u4e14\u4e2d\u9593\u9084\u6709\u883b\u591a\u7684\u505c\u9813\uff0cWing\u90fd\u662f\u8f49\u6700\u9ad8\u901f\u5728\u770bXD<\/p>\n\n\n\n<ul><li><strong>\u5167\u5bb9\u4e0d\u5920\u6df1\u5165<\/strong><\/li><\/ul>\n\n\n\n<p>\u6c92\u932f\uff0c\u9019\u662f\u512a\u9ede\u4e5f\u662f\u7f3a\u9ede\uff0c\u4ee5\u53f0\u5e637000\u591a\u584a\u7684\u50f9\u683c\uff0c\u96d6\u7136\u8b1b\u7684\u6771\u897f\u5f88\u591a\uff0c\u4f46\u90fd\u4e0d\u5920\u6df1\uff0c\u53ea\u80fd\u521d\u6b65\u4e86\u89e3\u7f8e\u80a1\uff0c\u5982\u679c\u60f3\u8981\u947d\u7814\u55ae\u4e00\u7a2e\u985e\u7684\u8a71\uff0c\u9019\u5802\u8ab2\u5c31\u4e0d\u592a\u9069\u5408\u4e86<\/p>\n\n\n\n<ul><li><strong>\u5f71\u7247\u54c1\u8cea\u5dee\u5225\u5f88\u5927<\/strong><\/li><\/ul>\n\n\n\n<p>\u9019\u662fYale\u5728\u5f88\u65e9\u671f\u7684\u6642\u5019\u505a\u7684\u8ab2\u7a0b\uff0c\u6240\u4ee5\u5f71\u7247\u88fd\u4f5c\u90fd\u5f88\u7c97\u7cd9\uff0c\u800c\u56e0\u70baYale\u5f8c\u4f86\u7684\u8a2d\u5099\u548c\u7d93\u9a57\u90fd\u6bd4\u8f03\u597d\uff0c\u6240\u4ee5\u5f8c\u4f86\u65b0\u589e\u7684\u8ab2\u7a0b\u7684\u54c1\u8cea\u5c31\u6703\u6bd4\u8f03\u597d\uff0c\u9019\u4e5f\u9020\u6210\u4e86\u5f71\u7247\u54c1\u8cea\u4e0d\u4e00<\/p>\n\n\n\n<div style=\"height:49px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%AD%B8%E5%93%A1%E5%9B%9E%E9%A5%8B\"><\/span><strong>\u5b78\u54e1\u56de\u994b<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"879\" height=\"508\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104190536094-1.png?resize=879%2C508&#038;ssl=1\" alt=\"\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\u5b78\u54e1\u56de\u994b\" class=\"wp-image-4881\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104190536094-1.png?w=879&amp;ssl=1 879w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104190536094-1.png?resize=300%2C173&amp;ssl=1 300w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104190536094-1.png?resize=768%2C444&amp;ssl=1 768w\" sizes=\"(max-width: 879px) 100vw, 879px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background\" href=\"https:\/\/investtoretireearly.com\/single-sales-page?affiliate_id=2896474&amp;aff_sub=&amp;aff_sub2=&amp;nopopup=false&amp;noautoplay=false&amp;cookiepreview=false\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u6211\u60f3\u52a0\u5165\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\u7684\u884c\u5217<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:53px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wing%E7%9A%84%E6%88%90%E6%9E%9C%E5%88%86%E4%BA%AB\"><\/span><strong>Wing<\/strong><strong>\u7684\u6210\u679c\u5206\u4eab<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%91%E7%9A%84%E8%B2%A1%E5%AF%8C%E8%87%AA%E7%94%B1%E6%95%B8%E5%AD%97\"><\/span><strong>\u6211\u7684\u8ca1\u5bcc\u81ea\u7531\u6578\u5b57<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>\u8ca1\u5bcc\u81ea\u7531\u7684\u516c\u5f0f<\/strong>\uff1a\u6708\u652f\u51fa x 12 x 25<\/p>\n\n\n\n<p>\u8a08\u7b97\u8ca1\u5bcc\u81ea\u7531\u7684\u516c\u5f0f\u5c31\u50cf\u4e0a\u9762\u4e00\u6a23\uff0c\u800cWing\u9810\u671f\u672a\u4f86\u7684\u72c0\u6cc1\u6703\u662f\u50cf\u4e0b\u9762\u9019\u6a23(\u4e0d\u5305\u542b\u751f\u5c0f\u5b69\u3001\u8cb7\u8eca\u8cb7\u623f\u7b49\u4e0d\u56fa\u5b9a\u652f\u51fa)<\/p>\n\n\n\n<ul><li><strong>\u6708\u652f\u51fa<\/strong>\uff1a3\u842c~5\u842c(\u5305\u542b\u57fa\u672c\u751f\u6d3b\u8cbb\u3001\u4fdd\u96aa\u3001\u5a1b\u6a02\u3001\u5f48\u6027\u7b49\u8cbb\u7528)<\/li><li><strong>\u5e74\u652f\u51fa<\/strong>\uff1a3\u842c~5\u842cx 12 = 36\u842c~60\u842c\/\u5e74<\/li><li><strong>\u8ca1\u5bcc\u81ea\u7531\u6578\u5b57<\/strong> = 36\u842c~60\u842cX 25=900\u842c~1500\u842c<\/li><\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8A%95%E8%B3%87%E7%B8%BE%E6%95%88\"><\/span><strong>\u6295\u8cc7\u7e3e\u6548<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"961\" height=\"119\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104161328817.png?resize=961%2C119&#038;ssl=1\" alt=\"\u5df2\u6295\u8cc7\u91d1\u984d\" class=\"wp-image-4875\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104161328817.png?w=961&amp;ssl=1 961w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104161328817.png?resize=300%2C37&amp;ssl=1 300w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104161328817.png?resize=768%2C95&amp;ssl=1 768w\" sizes=\"(max-width: 961px) 100vw, 961px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>\u5f9e2020\u5e746\u6708\u958b\u59cb\uff0cWing\u7e3d\u5171\u5165\u91d1\u4e861167\u7f8e\u91d1\uff0c\u5be6\u969b\u6295\u8cc7825\u7f8e\u91d1\uff0c\u73fe\u5728\u7684\u80a1\u7968\u50f9\u503c\u662f1104\u7f8e\u91d1\uff0c\u6f32\u4e86\u7d04\u5feb1\u842c\u584a\u53f0\u5e63\uff0c\u76ee\u524d\u52a0\u53ef\u7528\u73fe\u91d1\u7e3d\u50f9\u503c\u5982\u4e0b<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104160314939.png?resize=804%2C371&#038;ssl=1\" alt=\"TD\u7e3d\u7e3e\u6548\" class=\"wp-image-4876\" width=\"804\" height=\"371\" srcset=\"https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104160314939.png?w=973&amp;ssl=1 973w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104160314939.png?resize=300%2C138&amp;ssl=1 300w, https:\/\/i0.wp.com\/finjapanlife.com\/wp-content\/uploads\/2021\/01\/20210104160314939.png?resize=768%2C354&amp;ssl=1 768w\" sizes=\"(max-width: 804px) 100vw, 804px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<div style=\"height:55px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span><strong>\u5e38\u898b\u554f\u984c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Q1<\/strong><strong>\uff1a\u8ddf\u5176\u4ed6\u6295\u8cc7\u8ab2\u7a0b\u7684\u5340\u5225\uff1f<\/strong><\/h4>\n\n\n\n<p>A1\uff1a\u9019\u662fWing\u7684\u500b\u4eba\u770b\u6cd5\uff0c\u6bcf\u5802\u6295\u8cc7\u8ab2\u8457\u91cd\u7684\u91cd\u9ede\u90fd\u4e0d\u540c\uff0c\u6709\u7684\u662f\u80a1\u7968\uff0c\u6709\u7684\u662f\u5916\u532f\uff0c\u6709\u7684\u662f\u57fa\u91d1\uff0c\u800c\u9019\u5802\u8ab2\u8457\u91cd\u7684\u662f\u5728\u7f8e\u80a1ETF\uff0c\u5f37\u8abf\u7684\u662f\u61f6\u4eba\u6295\u8cc7\u6cd5<\/p>\n\n\n\n<p>\u800c\u4e14\u4e0a\u8ab2\u7684\u6642\u9593\u6bd4\u5176\u4ed6\u8ab2\u7a0b\u9084\u8981\u77ed\u5f88\u591a\uff0c\u4e0a\u8d77\u4f86\u4e0d\u6703\u6709\u592a\u591a\u58d3\u529b\uff0c\u6709\u53ef\u4ee5\u99ac\u4e0a\u958b\u59cb\u6295\u8cc7<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Q2<\/strong><strong>\uff1a\u6709\u6295\u8cc7\u7d93\u9a57\u9084\u9700\u8981\u4e0a\u9019\u5802\u8ab2\u55ce\uff1f<\/strong><\/h4>\n\n\n\n<p>A2\uff1a\u5982\u679c\u4f60\u5df2\u7d93\u6709\u883b\u591a\u6295\u8cc7\u7d93\u9a57\u4e86\uff0c\u90a3Wing\u4e0d\u592a\u5efa\u8b70\u4f60\u82b1\u9322\u4e0a\u9019\u5802\u8ab2\uff0c\u5efa\u8b70\u9084\u662f\u53bb\u9078\u4f60\u6709\u8208\u8da3\u7684\u6295\u8cc7\u7a2e\u985e\uff0c\u7136\u5f8c\u91dd\u5c0d\u90a3\u500b\u7a2e\u985e\u8cb7\u66f4\u5c08\u696d\u7684\u8ab2\u7a0b<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Q3<\/strong><strong>\uff1a\u5e7e\u6b72\u53ef\u4ee5\u958b\u59cb\u6295\u8cc7\uff1f<\/strong><\/h4>\n\n\n\n<p>A3\uff1a\u6700\u597d\u7684\u6642\u6a5f\u662f\u73fe\u5728\uff0c\u518d\u4e0b\u4f86\u662f10\u5e74\u524d<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Q4<\/strong><strong>\uff1a\u70ba\u4ec0\u9ebc\u9078\u7f8e\u80a1\u4e0d\u9078\u53f0\u80a1\uff1f<\/strong><\/h4>\n\n\n\n<p>A4\uff1a\u4e3b\u8981\u67093\u500b\u539f\u56e0<\/p>\n\n\n\n<ul><li>\u7f8e\u80a1\u7684\u516c\u53f8\u6bd4\u8f03\u77e5\u540d(\u4f8b\u5982\u9ea5\u7576\u52de\u3001\u5fae\u8edf)<\/li><li>\u5e02\u5834\u4e5f\u6bd4\u8f03\u5927(\u5168\u7403\u6027\u7684)<\/li><li>\u6ce2\u52d5\u8f03\u5c0f<\/li><\/ul>\n\n\n\n<p>\u76f8\u5c0d\u65bc\u53f0\u7063\u5f88\u591a\u6c92\u807d\u904e\u7684\u516c\u53f8\u9084\u6709\u8d77\u4f0f\u4e0d\u5b9a\u7684\u6f32\u8dcc\uff0cWing\u8a8d\u70ba\u6295\u8cc7\u7f8e\u80a1\u5c0d\u6211\u4f86\u8aaa\u6bd4\u8f03\u6709\u719f\u6089\u611f\uff0c\u5c0d\u65bc\u6f32\u8dcc\u4e5f\u6bd4\u8f03\u4e0d\u6703\u63d0\u5fc3\u540a\u81bd\u7684<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Q5<\/strong><strong>\uff1a\u4e0d\u5728\u53f0\u7063\uff0c\u53ef\u4ee5\u6295\u8cc7\u7f8e\u80a1\u55ce\uff1f<\/strong><\/h4>\n\n\n\n<p>A5\uff1a\u73fe\u5728\u7db2\u8def\u5f88\u767c\u9054\uff0c\u4e0b\u55ae\u3001\u5165\u91d1\u3001\u532f\u6b3e\u7b49\u7b49\u7684\u53ea\u8981\u4e0a\u7db2\u5c31\u53ef\u4ee5\u8655\u7406\u4e86\uff0c\u6240\u4ee5\u5728\u53f0\u7063\u6295\u8cc7\u7f8e\u80a1\u662f\u7d55\u5c0d\u6c92\u6709\u554f\u984c\u7684\uff01<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Q6<\/strong><strong>\uff1a\u82f1\u6587\u4e0d\u597d\u53ef\u4ee5\u4e0a\u8ab2\u55ce\uff1f<\/strong><\/h4>\n\n\n\n<p>A6\uff1a\u9019\u662f\u5957\u5168\u4e2d\u6587\u7684\u8ab2\u7a0b\uff0c\u96d6\u7136\u67d0\u4e9b\u5be6\u969b\u7684\u6295\u8cc7\u90e8\u5206\u662f\u82f1\u6587\u7684\uff0c\u4f46\u90fd\u4e0d\u6703\u592a\u96e3\uff0c\u82f1\u6587\u7a0b\u5ea6\u5927\u6982\u53ea\u8981\u570b\u4e2d\u5de6\u53f3\u5c31\u884c\uff0c\u5269\u4e0b\u4e0d\u61c2\u7684\u9760Google<\/p>\n\n\n\n<div style=\"height:61px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why\"><span class=\"ez-toc-section\" id=\"%E7%82%BA%E4%BB%80%E9%BA%BCWing%E6%9C%83%E8%B3%BC%E8%B2%B7%E7%BE%8E%E8%82%A1%E8%A2%AB%E5%8B%95%E5%BC%8F%E6%8A%95%E8%B3%87%EF%BC%9F\"><\/span><strong>\u70ba\u4ec0\u9ebcWing<\/strong><strong>\u6703\u8cfc\u8cb7\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 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id=\"%E6%84%9F%E8%A6%BA%E6%99%82%E6%A9%9F%E5%88%B0%E4%BA%86\"><\/span><strong>\u611f\u89ba\u6642\u6a5f\u5230\u4e86<\/strong><span 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class=\"ez-toc-section\" id=\"%E8%AA%B2%E7%A8%8B%E5%BF%83%E5%BE%97\"><\/span><strong>\u8ab2\u7a0b\u5fc3\u5f97<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6574\u9ad4\u4f86\u8aaa\u9019\u5802\u8ab2\u7a0b\u96d6\u7136\u8b1b\u7684\u5f88\u7c21\u55ae\uff0c\u6709\u5f88\u591aWing\u4e5f\u65e9\u5c31\u5df2\u7d93\u77e5\u9053\u4e86\uff0c\u4f46\u6211\u9084\u662f\u4ed4\u7d30\u7684\u628a\u6bcf\u4e00\u5802\u8ab2\u4e0a\u5b8c\u4e86\uff0c\u4e5f\u78ba\u5be6\u6709\u5b78\u5230\u4e00\u4e9b\u65b0\u7684\u6771\u897f\uff0c\u5176\u4e2d\u5c0d\u6211\u6700\u6709\u5e6b\u52a9\u7684\u9084\u662f\u6295\u8cc7\u7d44\u5408\u7684\u90e8\u5206<\/p>\n\n\n\n<p>\u6295\u8cc7\u5230\u73fe\u5728\u4f86\u8aaa\u9084\u7b97\u662f\u883b\u4e0d\u932f\u7684\u300c\u61f6\u4eba\u6295\u8cc7\u300d\uff0c\u5982\u679c\u4f60\u4e5f\u60f3\u7576\u500b\u61f6\u4eba\uff0c\u9019\u5802\u8ab2\u6703\u662f\u4f60\u4e0d\u932f\u7684\u9078\u64c7<\/p>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex 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